Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

Top 5 Miles and Points Tips

ByMatt

This post was inspired by the announcement from Hyatt about on and off-peak point redemption for free nights. More and more airline and hotel reward programs are moving towards dynamic reward pricing. Basically, during what is considered high-season, you will notice that it will cost more miles or points to redeem for a free flight or night. While, during low-season, the same hotel room or airline flight will cost less rewards. In some cases, you will also see standard pricing, which is neither high nor low. Conversely, it used to cost the same number of points for a free hotel room regardless of the day of the year.

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[PROMOTION] Marriott Bonvoy – Week of Wonders

ByMatt

Marriott Bonvoy launched its “Week of Wonders” promotion where members can redeem points at off-peak rates. The stay has to be booked by October 14, 2021 for stays between October 14, 2021 to October 31, 2021 at all its 7,000+ hotels around the world.

Below is a refresher of Marriott’s Reward chart. I put in bold the off-peak rates for each category. 

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All Canadian Air, Rail and Sea Travellers Must by Vaccinated

ByMatt

The Federal Government announced yesterday (October 6, 2021) that all travellers must be fully vaccinated by October 30, 2021 before boarding planes, trains or marine vessels.

Who needs to be fully vaccinated?

All travellers include people who are aged 12 and older. The vaccination rule (fully vaccinated) applies to passengers:

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Top Credit Card Higher than Normal Sign Up Bonuses for October 2021

ByMatt

For this month’s list, several BMO promotions are about to expire. They usually either extend their promotions or offer something different. So if you have been contemplating any of those cards at their current offers, now is the time to go for it. Also, I would pay closer attention to the Scotiabank Passport Visa Infinite Card, which currently has a first year fee waived offered as well. They have never offered the fee waiver before since the card was introduced, so if you have been thinking about this card, this is the month to get it.

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[PROMOTION] Students First Year Fee Waived Plastk

ByMatt

This past spring, we wrote about the launch of the Plastk Secured Visa Credit Card, which took an interesting take on secure cards. 

Today, we want to share with you a first year fee waived promotion for students. First off, let’s highlight the details of the card and discuss the promotion afterwards that runs until October 15, 2021. 

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Best Current First Year Fee Waived Cards for September 2021

ByMatt

For this month’s list, the HSBC promotions are set to expire in 2 days, so if you have been thinking about it, now is the time to go for it. While the Brim World Elite MasterCard continues to be extended on a monthly basis, so there is no way to know when the extensions will end.

National Bank has added 3 credit cards to this month’s list (see more details in the “November 2021” section): 

National Bank Platinum Mastercard
National Bank World Mastercard
National Bank World Elite Mastercard