For this month’s list, most of the BMO promotions that expired last month were pushed to December of 2022. While the RBC and a couple of Scotiabank promotions are set to expire this month.
Top Higher than Normal Sign Up Bonuses for November 2021
With the travel industry still not back at full force, it seems like any company that has been offering cash back rewards have really cranked things up, highlighted by Tangerine’s super high 15% cash back sign up bonus.
Shift to flexible points redemption rates
For this month, some minor changes, including HSBC coming up with a new offer that runs until the end of January 2022. All of the BMO and Scotiabank offers have already been extended, so they will not be coming to an end as quickly as mentioned in last month’s list. That leaves only Laurentian and Brim cards expiring this month. Granted, Brim continues to extend their offer one month at a time. It has been going on for over a year now.
This post was inspired by the announcement from Hyatt about on and off-peak point redemption for free nights. More and more airline and hotel reward programs are moving towards dynamic reward pricing. Basically, during what is considered high-season, you will notice that it will cost more miles or points to redeem for a free flight or night. While, during low-season, the same hotel room or airline flight will cost less rewards. In some cases, you will also see standard pricing, which is neither high nor low. Conversely, it used to cost the same number of points for a free hotel room regardless of the day of the year.
Effective today, October 21, 2021 through November 10, 2021, the AIR MILES Reward Program has launched its AIR MILES Flight-a-Day Giveaway.
Prize
The are two main prizes to win:
Tangerine has decided to up its game even further is a 15% cash back offer with its 2 cards: Tangerine Money-Back Credit Card and Tangerine World MasterCard. This is definitely the highest promotion we have ever seen.
Marriott Bonvoy launched its “Week of Wonders” promotion where members can redeem points at off-peak rates. The stay has to be booked by October 14, 2021 for stays between October 14, 2021 to October 31, 2021 at all its 7,000+ hotels around the world.
Below is a refresher of Marriott’s Reward chart. I put in bold the off-peak rates for each category.
The Federal Government announced yesterday (October 6, 2021) that all travellers must be fully vaccinated by October 30, 2021 before boarding planes, trains or marine vessels.
Who needs to be fully vaccinated?
All travellers include people who are aged 12 and older. The vaccination rule (fully vaccinated) applies to passengers:
For this month’s list, several BMO promotions are about to expire. They usually either extend their promotions or offer something different. So if you have been contemplating any of those cards at their current offers, now is the time to go for it. Also, I would pay closer attention to the Scotiabank Passport Visa Infinite Card, which currently has a first year fee waived offered as well. They have never offered the fee waiver before since the card was introduced, so if you have been thinking about this card, this is the month to get it.
Air Miles announced recently that they are making some enhancements to their rewards program including a new logo (see image below)
Air Miles seems to be looking at making an aggressive move to win more market share by making their program more competitive.