Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Top Cash Back Credit Card Offers for February 2021

ByMatt

Today is going to be the last time that we posted this monthly list, regarding top cash back credit card promotions. The reason is because there is a strong 10% cash back market (permanent and temporary offers) in Canada. We will be replacing this slot with a new monthly list that we tried out last month (Current 10% Cash Back Portfolio for January 2021). There will still be a 10% cash back post last this month, but starting in February, it will replace this slot (which comes out in and around the 15th of every month).

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Air Canada Another Step Closer to Purchasing Air Transat

ByMatt

In what looks like a very long and drawn out takeover (merger, buyout), however you want to call it, the Air Canada purchase of Air Transat took another step towards reality. Our first post about this topic was back in the spring of 2019. Two years later, it looks like this is finally becoming a reality with the Federal Government approval.

The reason I am writing this post today was because I wanted to share my thoughts on takeovers that decrease the competition in Canada.

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2021

ByMatt

I can’t believe we are already into the second month of 2021. Time is just flying, However, most of the current offers are still rollovers from 2020. The newest additions are the American Express and HSBC offers that were added, while the Scotiabank Passport Visa Infinite Business Card is the first set to expire from the list. 

Top Higher than Normal Sign Up Bonuses for February 2021

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Marriott Bonvoy’s Global Promotion

ByMatt

Current Members Double-Double Promotion

Marriott is offering a double-double promotion. Registration is required (must be done before April 13, 2021) to be eligible to earn 2x the elite night credits and 2x the points for stays of 2 consecutive nights or longer. The promotion is valid for stays between February 16, 2021 and April 27, 2021 at participating properties in Marriott Bonvoy.

Travellers Returning to Canada to Quarantine in Hotels, but…

ByMatt

These warnings are becoming more of a reality as the Prime Minister announced today that travellers who are returning to Canada will soon have to quarantine in hotels … at their own cost. The point of this measure is to continue to discourage travel outside of Canada. The more recent one was the 72-hour negative test that came into effect on January 7, 2021.

More Warnings of Stricter Canadian Travel Restrictions

ByMatt

We wrote up a post yesterday mentioning that the government is issuing warnings on the media that they may implement stricter travel restrictions. At the very least, they admit that it is being considered.

In my post, I mentioned that if the government “warns” us, chances are they will actually do it. They are just bracing us for the eventual news. I just wanted to mention a few reasons why I feel that more travel restrictions are coming.

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Best Current First Year Fee Waived Cards for January 2021

ByMatt

The industry seems to go in ups and downs. There was a period of time where first year fee waived cards were far and few in between. At the moment, there are quite a few cards with first year fee waived offers. 

Also note that we are only listing credit cards that have limited time offers and not ones that have an indefinite first year fee waived offer, like some of the CIBC cards.