Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

Are banks doing “Tied Selling”?

This may be my most controversial post yet. The concept of “Tied Selling”, as defined by Investopedia is:

Tied selling is the illegal practice of a company providing a product or service on the condition that a customer purchases some other product or service.
How close does that sound to “multi-product rebate”? Let’s look at what RBC promotes as “multiproduct rebate”:

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Best Current First Year Fee Waived Cards for August 2018

Most promotional offers are running until the end of October, so few changes from last month. 

Note that we also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers

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[INTERVIEW] Reader Questions Answered – By Jeremy Rabe, CEO, Aimia

Today, we feature Jeremy Rabe, the CEO of Aimia (owner of Aeroplan) who has answered as many of the questions asked by our readers as they could. Thank you Jemery for taking the time to answer all the questions. We really appreciate it and look forward to all the new Aeroplan initiatives!

Pointshogger: So tell us more about this new Porter Airlines arrangement
JR: We’re very excited about this partnership and the other preferred arrangements we’ve announced to take effect in July 2020    These preferred relationships help us to further differentiate and strengthen our air offering come July 2020 by giving members increased flexibility and great value.

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Top Cash Back Credit Card Offers for August 2018

Several promotions came to an end from last month, but got extended. You will find that most promotions run until the end of October.

Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only.

Note that we also have two other types of recent monthly lists going on:

Best Current First Year Fee Waived Cards
Top Higher than Normal Sigh Up Bonus Offers

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Top Credit Card Higher than Normal Sign Up Bonuses for August 2018

I am a little late on this list compared to normal. The reason is because there were very few changes to this list, so I wanted to give it more time to see if something comes up. Unfortunately, nothing significant has come up.

Note that we also have two other types of monthly lists going on:

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Aeroplan Teams up with Porter Airlines

I was interviewed by Global News today about the Aeroplan and Porter Airlines team up (Use points or keep saving? What Canadians should know about the Aeroplan-Porter deal). 

In addition to this announcement, Aimia (owner of Aeroplan) has rejected the offer by the Air Canada, TD, CIBC and Visa Canada consortium to purchase the Aeroplan program. 

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Marriott Merger Details – Effective August 18, 2018

Marriott announced more details of the merger with Marriott Rewards, Ritz-Carlton Rewards, and Starwood Preferred Guest. According to my sources, the official effective date is now August 18, 2018. Initially Marriott just said in August 2018, without a specific day.

Either way, below are some of the expected changes to watch for.