Most significant offers ended in June, and the next big batch ends on October 31, 2019. However, there are some TD promotions ending September 3, 2019, which would be before my next update. So if you are thinking about signing up for those cards, you may want to move fast before the offer expires.
Many promotions ended in June, but new promotions are being offered in July. So the list has trimmed down quite a bit for this month.One card that I would pay closer attention to is the Scotia Momentum Visa Infinite Card, which currently has a $99 annual fee (first year fee waived if you apply before October 31, 2019). However, the annual fee goes up to $120 on August 1, 2019. I am going to assume that Scotiabank is going to honour the October 31st promotional period. But if you want to be safe, I would apply for this card before August 1 to take advantage of the current offer. See the other two monthly lists on how we highlighted the featured card:
A few highlights this month, it looks like CIBC upped their game by offering some competitive cash back sign up bonus offers. The Tangerine Money-Back Credit Card offer ends this month, so if you are still thinking about it, this is the time to get it. Personally, I am still more focused on earning miles and points, even though the cash back competition is as high as we have ever seen in Canada over the past 18 months. That being said, for those of you who are frustrating with miles and points, now is as good a time as ever to jump into cash back card. Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only. I have broken down the temporary offers into two categories.
Several offers came to an end in June, so there are a number of changes this month. The next big deadline is October 31, 2019 that has many offers coming to an end as well. Featured CardThe TD First Class Travel Visa Infinite Card extended its 80,000 sign up bonus and first year fee waived offer, so they continue to be the featured card of the month.
Another month, another list. This month’s list is very similar to last months. The main difference is the addition of the TD Cash Back Visa Infinite Card, which was previously on the monthly list, but dropped off. Keep in mind that we also have an going Top Cash Back Credit Cards page which consists of permanent and temporary offers, while this post focuses on temporary offers only. I have broken down the temporary offers into two categories.
A few minor changes, primarily to TD’s portfolio. The majority of the other cards expire at the end of the month or in October. So if there is a product that you have been contemplating, watch out for the month end deadline. Featured CardThe TD First Class Travel Visa Infinite Card extended its 80,000 sign up bonus and first year fee waived offer, so they continue to be the featured card of the month.
All the major TD promotions will be expiring (June 2, 2019) before the next monthly list comes out. Personally, I doubt that they will extend the promotions, they may be offering something else. So if you have been thinking about one of their cards, I would go for it sooner rather than later. I personally signed up for the TD Aeroplan Visa Infinite Card as I could use an Aeroplan restock.
No real changes from last month’s list. Most offers are expiring in June or October of this year.Featured CardSince there are no real changes this month, the featured card will remain the same, the TD First Class Travel Visa Infinite Card with its 80,000 sign up bonus and first year fee waived offer.
I have been debating how often I should update this post. I decided on 6 months, and it has been the latest trend anyway. There has been several changes (though mostly in the bottom half of the rankings) to the industry in that period of time to warrant an update anyway. Most significantly, it was time to include Brim Financial and Cuets.Every time I write up an update, I generally try to have a theme throughout the post. This time around, I am going to emphasis more on the gap between the rankings.Below are my personal rankings of each company, along with a commentary and a list of some of my top credit card picks for each financial institution.
For this month’s list, you’ll notice many promotions that ended in February that are off this list. There are times when promotions get extended, but other times not. This goes to show that if you do see a promotion that you like to go for it, and not necessarily risk waiting for a better offer.As March comes to an end, this was the first full month where we started a new trend of featuring a top credit card on our monthly lists. See the other two monthly lists on how we highlighted the featured card:Top Cash Back Credit C