Capital One

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[ANALYSIS] Capital One Priority Club World MasterCard

ByMatt

First of all, I’m not sure why Capital One left “Priority Club” on the credit card when they changed their name to IHG Rewards since July 2013. As you may have read, IHG Rewards is one of my favourite hotel chains, mostly because their points never expire. Furthermore, the chain offers a great variety of hotels to choose from: InterContinental Hotels & Resorts, Hualuxe Hotels & Resorts, Crowne Plaza Hotels & Resorts, Hotel Indigo, Even Hotels, Holiday Inn, Holiday Inn Express, Holiday Inn Resort, Holiday Inn Club Vacations, Staybridge Suites and Candlewood Suites. Essentially ranging from 3-5 star hotels.

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Devaluation with Capital One Aspire Cash Platinum MasterCard

ByMatt

Many of us were quite unhappy when the MBNA Smart Cash Platinum Plus MasterCard dropped their gas and groceries return from 3% to 2%. Now, Capital One is following MBNA’s lead. Capital One Canada has been one of my favourite institutions, namely because of the Capital One Aspire Travel World MasterCard. That is probably one of my favourite cards.

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[ANALYSIS] Delta SkyMiles World MasterCard

ByMatt

I feel that the Delta SkyMiles World MasterCard has been flying under the radar in Canada, so I thought that I would give it a moment to shine. A big reason why I like Delta SkyMiles is because their points do not expire. You do not need to keep your account active or anything and their surcharges are fair.

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Top No Annual Fee Credit Cards (other than cash back)

ByMatt

I previously wrote about the top “cash” back no annual fee credit cards in Canada. Below are the top other types of no annual fee credit cards. Keep in mind that these credit cards are specific to a loyalty program. So unless you use these programs, you’re better off getting a cash back credit card instead.

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[HOTEL] Expiry Policies (November 25, 2013)

ByMatt

The question usually is, do we just pay for the cheapest option out there or do we want to bank all our points into one account? Often times, we do not even want to collect hotel loyalty points because of…

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[TRAVEL] Best Travel Credit Card

ByMatt

If you are a frequent traveler outside of Canada we have very slim pickings on what is available to us. But there are still some hidden gems out there. Please keep in mind that the suggestions below are for frequent flyers (I would say at least 5 or more trips per year outside of Canada).

First of all, if you plan on renting a car or buying a flight ticket, I recommend using some of the top travel rewards credit cards that have good travel insurance coverage. My top picks are:

American Express

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Top No Annual Fee CASH BACK credit cards in Canada

ByMatt

There is no absolutely one best no annual fee credit card for all type of purchases in Canada. It highly depends on your spending habits and how much hassle the rewards system is for each credit card. Ideally, it would…