[PROMOTION] 30% RBC Rewards Conversion Bonus to British Airways’ Executive Club
The 30% RBC conversion bonus to British Airways Avios is back. Not as the 50% that has been offered in the past, but those days may be long gone at this point.
Royal Bank of Canada (RBC)
[DISCONTINUED] RBC Shoppers Optimum MasterCard
It was only a matter of time before this credit card gets discontinued, since the Shoppers Drug Mart buyout by Loblaws, which runs the PC Plus program.
Canadian Imperial Bank of Commerce (CIBC) | Chase Canada (Discontinued) | Laurentian Bank | MBNA | National Bank | Royal Bank of Canada (RBC)
Top Credit Card Sign Up Bonuses for June 2016
Quite a few changes this month, especially with a slew of TD Aeroplan promotions coming off the list. The list has really trimmed down for the month of June.
Earn 30,000 Asia Miles with the RBC Cathay Pacific Visa Platinum Visa
There is a current 30,000 Asia Miles sign up bonus promotions with the RBC Cathay Pacific Visa Platinum Visa. Note that the regular RBC website does not have this offer. The only advertise the 15,000 bonus offer instead. There is also a slight change in the features of the credit card which we will point out in this post.
Canadian Imperial Bank of Commerce (CIBC) | Chase Canada (Discontinued) | MBNA | Royal Bank of Canada (RBC) | Toronto Dominion (TD)
Top Credit Card Sign Up Bonuses for May 2016
Another month, another set of promotional offers to consider. Last month was a fairly extensively list. A bunch of credit cards got taken off the list this time around, but still a fair amount to choose from.
50,000 Bonus Avios is Back with RBC British Airways Visa Infinite Card
Royal Bank is once again offering a 50,000 sign up bonus Avios promotion with its British Airways Visa Infinite card. We saw this once back in the fall of 2015, so within 6 months, this promotion is back again.
American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Canadian Tire | Capital One | Chase Canada (Discontinued) | Desjardins | HSBC | Laurentian Bank | MBNA | National Bank | President's Choice Financial (PC Financial) | Rogers Bank | Royal Bank of Canada (RBC) | Scotiabank | Tangerine | Toronto Dominion (TD) | Walmart Financial
Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated April 1, 2016)
I will be looking to update this list every time I see some significant movement in the industry. This is the third time that this is being updated (February and March).
Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Desjardins | National Bank | Royal Bank of Canada (RBC) | Scotiabank | Toronto Dominion (TD)
Top United States Credit Cards Offered in Canada (updated March 23, 2016)
It has been a while since we last updated this list. With the weak Canadian dollar, apparently slowly recovering, I thought I’d update the list of United States affiliated credit cards offered by Canadian financial institutions.
Canadian Imperial Bank of Commerce (CIBC) | Chase Canada (Discontinued) | Rogers Bank | Royal Bank of Canada (RBC) | Scotiabank
Building a Credit Card Portfolio (around $500 spending per month)
Back in 2014, we built a suggested credit card portfolio for people who spend about $500 per month. With all the changes in the industry, I though it’s time to update my suggestion. I will also be updated my suggested portfolios for the $2,000 and $5,000+ monthly spending as well. For this portfolio, it is mostly for people who live at home with their parents, so let’s say they have this approximate spending:
American Express (AMEX) | Bank of Montreal (BMO) | Canadian Imperial Bank of Commerce (CIBC) | Capital One | Chase Canada (Discontinued) | MBNA | National Bank | Royal Bank of Canada (RBC) | Scotiabank | Toronto Dominion (TD)
Best Credit Card for Each Financial Institution (March 13, 2016)
I have written posts ranking each financial institution, but I thought it would be fun to write a post listing the top 1 credit card per institution. I have listed the credit cards based on the most recent financial institution rankings. Maybe one day I will list the top credit cards, but it highly depends on a person’s needs, so it is very subjective.