Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Earn 500 Bonus Scene Points

I last wrote a rundown about the Scene program on Halloween day. It is actually one of my favourite loyalty programs because of how much movies costs these days, these points have become even more valuable.

There is currently a promotion if you have the Scotiabank Scene Debit Card, which is also one of the rare debit cards that actually give rewards.

Ban on Expiry of Loyalty Miles and Points Has Passed in Ontario

It took some time to digest this information, as I can’t actually believe that the government has decided to step in to regulate loyalty programs. Not only that, this bill passed unanimously. Did they open pandora’s box? Are loyalty programs really going to sit there and let the government push them around like this?

Grant this is not the first time that the Ontario government stepped in to regulate the industry. In 2007, they also banned expiration dates on gift cards.

Top 5 Ways to Keep your Aeroplan Account Active without Flying

With all the negativity surrounding Air Miles, Aeroplan has actually become much more valuable to me. So today, I will write a post about the 5 easiest ways to keep your account active without flying. For the options that I will list, I will focus on the least hassle and most cost effective way of keeping your account active.

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Top Credit Card Higher than Normal Sign Up Bonuses for December 2016

This is the last month of a very strong year for higher than normal credit card sign up bonuses. Also not listed in my monthly lists are frequent first year fee waived promotional offers.

Of course there is still room for improvement, but compared to recent years, I really do feel that credit card companies have done well this past year. Two thumbs up overall!!

AIR MILES Cancels Expiry

Seriously Air Miles? They decided to take a page out of Aeroplan’s book. Remember when Aeroplan introduced a 7 year hard expiry on its points? Basically, your miles would have expired 7 years from the day they were deposited, regardless of activity. But just before the expiry was about to kick in, they backed out. The same thing is happening now with Air Miles, they were going to introduce a hard expiry of 5 years after miles were deposited, to be effective on December 31, 2016.

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2016)

A few changes to the credit card industry, as well as a new addition warrants an update to this list. Below is the explanation of each grouping:

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Credit Card Companies that Can Take it to the Next Level

You may have already been reading my top credit card company rankings that I post every few months. The next one is coming out tomorrow. However, I did want to isolate 5 specific companies that I strongly believe that they have the potential to take their business model to the next level. I say this, because they have an opportunity to take over a larger market share because of what they have already established.