For this month, the HSBC and TD each over offers that are coming to an end. Aside from that, BMO extended their offers to July 2023 (originally planned to end in December of 2022).
Limited Time First Year Fee Waived Offers
I cannot believe that it has been over 6 years since we last updated this post. So we are way overdue for an update. Furthermore, with the way inflation has been going, who does not want to reduce their credit card bill?
First of all, I recommend signing up for free loyalty programs affiliated with groceries to rack up rewards for spending, along with watching for sales. Then triple dip with using a credit card that gives a higher multiplier bonus when shopping at grocery stores.
You may have already received an email from Aeroplan by now with notice that they are updating their terms and conditions effective December 19, 2022. There are quite a few terms that are being changed, but this is the one that I would like to highlight for today:
Today, we have the opportunity to interview Baba Alakija, a Business development specialist with Plastk Financial & Rewards Inc. who will offer more insights on what Plastk has to offer in the rewards world. Thank you Baba for taking the time to answer our questions.
1. Please tell us about yourself and your role with Plastk?
For this month, the Tangerine extended their offer till mid November. The HSBC offers are up next to expiry. Lastly, the American Express SimplyCash Preferred Card is now taken off the permanent offers. The is another reminder that permanent offers can be terminated at any point in time, versus temporary offers that have a known expiry date.
For this month’s list, most of the TD offers were extended to the beginning of January, while most of the RBC offers were pushed till the end of October. The HSBC offers are coming to an end before next month’s list, so if you have been contemplating signing up, now is as good as time as any to go for them. Furthermore National Bank added two new offers that expire in January.
For this month, the Scotiabank and TD extended their offers.
Limited Time First Year Fee Waived Offers
We have listed the cards based on their promotional expiry dates, categorised by month. If there is a tie-break, it is ranked by annual fee (lowest to highest), after which it will go alphabetically.
We recently wrote a review about the CIBC AC Conversion Prepaid Card that you can sign up here.
Since then, CIBC has upgraded their system to make it easier to load the AC Conversion™ Visa* Prepaid Card directly through mobile or online banking. In celebration of launching this feature, there is a contest to win one of two cash prizes.
Royal Bank of Canada (RBC) and Lowe’s Canada announced a joint initiative to earn bonus cash back when making purchases at Lowe’s.
Effective today, September 22, 2022, RBC debit and credit card holders can earn cash back in the form of statement credits at all “Lowe’s, RONA and Réno-Dépôt corporate stores” (thereafter “Lowe’s”) across Canada.
Today, we are fortunate enough to have Senior Vice President, Barry Gollom, at HSBC Bank Canada who will share more in-depth insights on its rewards program. Thank you Barry for taking time out of your busy schedule to answer our questions, we really appreciate it!
1) Please tell us about yourself and your role with HSBC Bank Canada.