Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Top United States Credit Cards Offered in Canada (updated September 11, 2014)

There are some Canadian financial institutions that issue United States currency credit cards, which means that you can pay your bills in U.S. currency. The benefits of having such a credit card is that you can convert your Canadian dollars into American dollars when the Canadian dollar is strong. So then you lock is the favourable rate. Leave the U.S. dollars in an account that you can use any time to pay off bills on the U.S. credit card so you won’t have to worry about any unfavourable currency exchanges at the time of using the credit card.

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[HOTEL] Expiry Policies (updated September 10, 2014)

I thought this would be a good time to update my previous run-down post on hotel expiry policies. I am always trying to decide which hotel loyalty program best suits my travels needs and my portfolio. One of the main factors…

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[PROMOTIONS] Starwood Preferred Guest, IHG Rewards Club (expired on December 31, 2014)

As summer comes to an end, the fall promotions are starting to come out. There are two great hotel promotions going on. First of all, Starwood Preferred Guest is offering up to 3x the Starpoints when you register for its promotion….

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Building a Credit Card Portfolio (around $2,000 spending per month)

See also:
Building a Credit Card Portfolio (around $500 spending per month)
Building a Credit Card Portfolio (around $5,000 spending per month)

For this second part of the Building a Credit Card Portfolio series, I will focus on people who only spend about $2,000 a month on all their credit card bills put together. This is generally for small families of about 4 people, (2 adults and 2 children).