Credit Cards

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Top No Annual Fee CASH BACK credit cards in Canada

There is no absolutely one best no annual fee credit card for all type of purchases in Canada. It highly depends on your spending habits and how much hassle the rewards system is for each credit card. Ideally, it would…

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[PROMOTION] RBC Rewards Conversion Bonuses (October 15, 2013 – December 31, 2013) (expired)

It is not well publicized, but RBC Rewards is current holding several different conversion bonus promotions. Here is a breakdown of the different promotions. American Airlines AAdvantage Between October 15, 2013 and November 30, 2013, you can convert your RBC…

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Happy Halloween! Rundown of the Scene Program 2013

Are you up for a scary movie tonight? For all you movie lovers and movie theatre goers, the SCENE Rewards Program has some great value. Cineplex has done a great job with the SCENE program, even starting to run out its competitors, such as Empire Theatres. The SCENE program has actually continually increased the value of its program without much devaluations and I hope it continues to keep this up. The SCENE card is free to sign up and here are some different ways to earn points:

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[ANALYSIS] The AMEX SPG Preferred Guest Credit Card

Currently, AMEX is running a 21,000 Starpoints sign up bonus if you have a friend or family member who can refer you the card. Otherwise, the regular sign up bonus is only 10,000. So far, this is the highest sign up bonus seen for this credit card, so if you have been wanting to sign up for this card, this would be a good time. Though I still prefer waiting for the first year annual fee to be waived before signing up for any credit card. I actually prefer having a smaller sign up bonus if it meant that the annual fee was waived. That being said, the annual fee can still be worth it depending on your spending habits.

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[PROMOTION] 45,000 Avios Points (expired)

Sign up for the RBC British Airways Visa Infinite credit card before November 30, 2013 and earn 45,000 Avios points, which goes into your British Airways Executive Club membership rewards program. For some reason this promotion does not show up on the regular RBC listing of the credit card, so apply directly from the link and be sure to follow-up with RBC about this promotion to ensure you get your points.

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[ANALYSIS] American Express AeroplanPlus Gold vs. Platinum Card

To cut to the chase, it’s a close call between AMEX AeroplanPlus Gold Card over the AMEX AeroplanPlus Platinum Card. It will depend on your spending habits. I’ll explain. But before I describe the cards, keep in mind that you can only take advantage of the larger sign up bonuses that I will be referring to if you have a friend or family member who can refer the credit card to you. Also keep in mind that they are both Charge Cards, so you will have to pay your balance off in full every month.