Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Credit Card Strategy for a Falling Canadian Dollar

The Canadian dollar is really taking a pounding against the U.S. dollar, so what should we do for our credit card portfolio as Canadians? In the past, the best credit cards to use for all foreign based transaction is to use the Chase Canada credit cards, as most of them waived the foreign transaction fees.

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What is the Best Visa Credit Card?

The question of which Visa credit card is the best for Canadians appears to be asked quite often, so I thought I’d try to answer it. First of all, the answer is that it depends on your situation. Below are some examples of different situations and which credit card makes the most sense for that situation.

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Building a Cash Back Credit Card Portfolio

There have been a slew of credit cards being discontinued in Canada. The trend seems to be co-branded credit cards. So now I am wondering if it would make sense to shift towards a cash back credit card portfolio rather than focusing so much on earning miles and points.

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Earn 50,000 Sign Up Bonus PC Points (expired on November 16, 2015)

We recently wrote an analysis about the new PC Financial World Elite MasterCard. At the time, the only thing missing was a sign up bonus. There is currently a promotion for 50,000 sign up bonus PC points. Below is a recap of the highlights of the credit card: