Merry Christmas Everyone!
Over the years, Pointshogger has accumulated a wealth of shopping tips:
2013, 2014, 2015, 2016, 2017, 2018
This may be surprising to some, but shopping habits have evolved over the years. You may notice that stores have had to keep up with the times, with so much online shopping taking over. But some of the basic principles still stay the same. So below is my 2019 shopping tips leading into 2020.
The most significant change this month is that all the TD offers expired from last month’s list, but they have new offers in place now. The one card that you might want to give a deeper look at is the Scotia Momentum Visa Infinite Card which is currently waiving its first year annual fee. This offer is coming to an end in a few days.
I know it has been a while since I last posted. Part of the reason was because I was on a cruise and I’m not about to pay for the high priced Internet usage fee. Also, I love the part where I can disconnect to refresh my brain. So this post is going to focus on reasons to go on a cruise.
But first, let’s just get this out of the way. I last posted my Thoughts About Cruises 3 years ago, in that post, I listed the reasons to not go on a cruise. So below is a quick update on that list.
Most offers this month started in November, since many promotions ended in October. So the majority of this list is carry-over from last month and end sometime in 2020 (GASP! Already almost the new year). For the most part, it was TD that ended their offers and created some new ones that run for the next few months.
Top Higher than Normal Sign Up Bonuses for December 2019
We last wrote a post about this topic back in 2015, so no doubt this was due for an update.
The topic today is to discuss the different types of credit cards in Canada. The three primary credit card companies are: American Express, MasterCard and Visa. However, each company have different tiers of cards. Each level offers different benefits.
Tiers of Credit Card
VIA Rail is currently offering its Black Friday sale that runs until December 2, 2019, as in you need to book your trip before then, but travel period starts runs from December 5, 2019 onward. The end period depends on the offer.
You can receive up to 40% off using the promo code: VIA2019
VIA Rail Corridor Deals
Hilton Honors added a new option to redeem their points with Lyft. This is only available in Canada and the U.S.
Aeroplan is offering several bonus offers, including up to 10x the bonus miles on the eStore in celebration of Black Friday. Even though there is no Black Friday in Canada, many countries have hopped on the bandwagon. I cannot complain if it results is extra bonus opportunities.
Below are some of the key offers to watch out for.
Quite a few offers ended last month, but most offers got extended for this month. Ongoing Offers The reason I left this list (ongoing offers) up is that there are so few (just 2 really) permanent first year fee waived…
The MBNA Amazon.ca Rewards MasterCard (MBNA, Amazon link)seems to be back in action. This was also reported by fellow blogger Rewards Canada. I was waiting to see if any changes would be made to the card, because I do not believe that it was an accident nor a glitch that it was taken offline.