Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

Tiers / Levels of Credit Cards (updated December 2, 2019)

We last wrote a post about this topic back in 2015, so no doubt this was due for an update.

The topic today is to discuss the different types of credit cards in Canada. The three primary credit card companies are: American Express, MasterCard and Visa. However, each company have different tiers of cards. Each level offers different benefits.

Tiers of Credit Card

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Aeroplan Black Friday Promotions

Aeroplan is offering several bonus offers, including up to 10x the bonus miles on the eStore in celebration of Black Friday. Even though there is no Black Friday in Canada, many countries have hopped on the bandwagon. I cannot complain if it results is extra bonus opportunities. 

Below are some of the key offers to watch out for.

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Best Current First Year Fee Waived Cards for November 2019

Quite a few offers ended last month, but most offers got extended for this month. Ongoing Offers The reason I left this list (ongoing offers) up is that there are so few (just 2 really) permanent first year fee waived…

High Frequency VIA Rail Project (Québec City to Toronto Corridor)

This summer, VIA Rail announced a proposal to increase high frequency rail in the Québec City to Toronto Corridor. This is going to be a joint project between Canada Infrastructure Bank and VIA Rail Canada.

In 2018, approximately 72% (or 66% of revenue) of VIA Rail Canada traffic runs through the Quebec City to Toronto Corridor, so it does make sense to invest in this region. 

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Top Cash Back Credit Card Offers for November 2019

Many offers expired at the end of October, so November is mostly a fresh month with many new offers that were either extended or changed up. You will even notice some offers that were supposed to end in November that got preemptively extended.

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Comparison of the AMEX Air Miles Reserve, Platinum and BMO Air Miles World Elite Cards

Quite a few changes were made to the American Express Air Miles Reserve Card and BMO Air Miles World Elite MasterCard since I wrote the comparison post, so I thought I’d give a proper update to both cards at the same time. But this time, I added the American Express Platinum Credit Card into the mix as improvements to the card made it a more viable option.