Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

RBC Visa Signature Black US Credit Cards

You probably saw all over Facebook, a RBC add promoting their new US based Black card. On the surface, I was very excited about the no annual fee version when comparing it to the Gold card (see below). However, once I read the fine print (and discussed with customer service representatives), they are not what it seem. The Black cards are good cards to have for a very specific group of people. 

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Best Current First Year Fee Waived Cards for August 2017

Below is a list of the best first year fee waived offers on the market.

We also have two other types of monthly lists going on:

Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
Please let us know in the comment section below if you would like to see other types of monthly lists as well!

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CIBC creates Simplii with PC Financial Customers

Effective November 1, 2017, the jointe venture between Loblaws and CIBC (who ran PC Financial) will terminate. Going forward, PC Financial’s banking clients (over 2 million) will be transferred to CIBC’s new direct banking subsidiary Simplii Financial.

However, the PC Financial’s credit card customers remained unaffected. Which means that the PC Points program with continue business as usual and still run by Loblaws. Do note when your PC Financial banking service is move to Simplii, you will no longer automatically accumulate PC Points with your banking services.

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Top Cash Back Credit Card Offers for August 2017

Cash back credit cards are popping up everywhere. With 3 new credit cards introduced in the past 2 months:

Meridian Visa Infinite Cash Back Card
TD Cash Back Visa Infinite Card
RBC Cash Back Preferred Word Elite MasterCard
With the Meridian card being the most intriguing of all. 

Ottawa (YOW) Miles and Points Meet up on August 27, 2017

Our friend from Points Miles and Bling is once again hosting the popular Ottawa Miles and Points meetup, this time at the Andaz Ottawa, on Sunday, August 27th, 2017 from 7:30pm – 9:30pm. Please remember to RSVP!

Why YOW?

The Ottawa points and miles community has become a close knit group of 30 odd passionate travellers, and always looking to grow. Join us if you love learned the tips of tricks of various topics, including: