I have been quite tough on HSBC for a while now, because of their lack of creativity. I was caught by surprise to see that they have introduced a new Premier World Elite MasterCard. Below are the highlights of the credit card:
$149 annual fee
No annual fee for supplementary cardholders
If you have not heard yet, the next PointsU will be in Calgary (YYC) with a fun interactive twist through round-table discussions and demonstrations, so you do not want to miss out!
Some of the topics that you will learn about include:
How to Maximize Loyalty Programs
You probably saw all over Facebook, a RBC add promoting their new US based Black card. On the surface, I was very excited about the no annual fee version when comparing it to the Gold card (see below). However, once I read the fine print (and discussed with customer service representatives), they are not what it seem. The Black cards are good cards to have for a very specific group of people.
Below is a list of the best first year fee waived offers on the market.
We also have two other types of monthly lists going on:
Top Cash Back Credit Card Offers
Top Higher than Normal Sign Up Bonus Offers
Please let us know in the comment section below if you would like to see other types of monthly lists as well!
As if their credit card was not competitive enough, in terms of benefits, they are denying a Winnipeg couple reimbursements of $6,600 in fraudulent charges.
Basically, the couple was in Mexico, and their credit card and PIN were stolen. The PIN was probably stolen through a hidden pinhole camera at an ATM.
Effective November 1, 2017, the jointe venture between Loblaws and CIBC (who ran PC Financial) will terminate. Going forward, PC Financial’s banking clients (over 2 million) will be transferred to CIBC’s new direct banking subsidiary Simplii Financial.
However, the PC Financial’s credit card customers remained unaffected. Which means that the PC Points program with continue business as usual and still run by Loblaws. Do note when your PC Financial banking service is move to Simplii, you will no longer automatically accumulate PC Points with your banking services.
A class action lawsuit was brought against Shoppers Drug Mart (Pharmaprix in Quebec) by 1.4 million members in the province of Quebec back in 2010, when Shoppers Optimum devalued its reward redemption. It took 7 years to finally come to a…
Cash back credit cards are popping up everywhere. With 3 new credit cards introduced in the past 2 months:
Meridian Visa Infinite Cash Back Card
TD Cash Back Visa Infinite Card
RBC Cash Back Preferred Word Elite MasterCard
With the Meridian card being the most intriguing of all.
Another Visa Infinite credit card was introduced to the Canadian market earlier this year, this time it is the Laurentian Bank Visa Infinite. Check out the highlights first:
$130 annual fee (waived the first year if you apply before October 31, 2017 and spend $1,000 in the first 50 days)
$50 annual fee for each supplementary cardholder
I was on CBC, On The Money talking about what to do with Aeroplan.
Two things, I need to work on smiling and I could not, for the life of me, figure out where the lens was.