Other Rewards Programs

Canadian Imperial Bank of Commerce (CIBC) | Petro-Points (Petro-Canada)

[ANALYSIS] Petro-Points

ByMatt February 13, 2014December 12, 2023

UPDATE- The Petro-Points 6,000 points promotion mentioned below is only valid for Ontario residents only.

We previously wrote about the Esso Extra program.

Today we will focus on the Petro-Points program since there is currently a very generous promotion. Until May 12, 2014, you can get the Fuel Rewards Savings card for only 6,000 points (normally 12,000 points) and reload for only 5,500 points (normally 11,000 points). If you collect Petro-Points and looking to redeem your points, this is a great time to do so.

[DISCONTINUED] American Express ChoicePlus Card

ByMatt February 12, 2014December 6, 2016

I just sneaked in my application a few days before the American Express ChoicePlus and American Express Choice Cards were cancelled. I am a big fan of the American Express Membership Rewards program because it gives you flexible and transferable rewards. Below were the highlights of each card:

Air Miles (Bank of Montreal) | Charity/Donation

Not a Fan of Collecting Points, but a Fan of Donating?

ByMatt February 9, 2014

Often times, I meet people who think that collecting points is too much of a hassle, so getting a cash back credit card makes more sense to them. Less hassle and get back straight up cash. But then I also…

PC Plus (Merged with PC Optimum) | President's Choice Financial (PC Financial)

[ANALYSIS] PC Plus (Part 2)

ByMatt February 8, 2014December 7, 2016

Loblaws introduced a new and exciting PC Plus points program. The increased competition is very welcomed in the points world; however, the holes in the program are showing up in a hurry. Just a few catches to look out for:

Avion (RBC Rewards) | Royal Bank of Canada (RBC)

[ANALYSIS] RBC Visa Infinite Avion

ByMatt February 6, 2014December 12, 2023

A lot of money has been spent on advertising RBC’s Avion points program and its credit card. The question, is it worth it? Short answer is yes, but only for one year. Let’s explain. The highlights of the RBC Visa Infinite Avion are as follows:

Air Miles (Bank of Montreal) | American Express (AMEX)

[PROMOTION] 2,500 Air Miles with American Express (expired)

ByMatt February 1, 2014December 6, 2016

There is a current offer to earn 2,500 Air Miles points that expires on April 30, 2014 on the American Express AIR MILES Reserve Credit Card. The highlights of the credit card are as follows:

Esso Extra (Discontinued) | Royal Bank of Canada (RBC)

[ANALYSIS] Esso Extra (Part 2)

ByMatt January 19, 2014

I have been debating on whether to get the RBC Esso Extra credit card for a while now, so I thought I’d share my analysis process at the same time as I came to my decision. There are several reasons…

HBC Rewards (Hudson's Bay)

[ANALYSIS] Hudson’s Bay Rewards

ByMatt January 18, 2014March 12, 2015

The Hudson’s Bay Rewards program had a major restructuring in 2012. Their products include: Hudson’s Bay, Lord & Taylor, Home Outfitters and Saks Fifth Avenue. The program is broken down into three tiers. Tier 1: Hudson’s Bay Rewards Everyone starts…

Air Miles (Bank of Montreal) | Bank of Montreal (BMO)

[ANALYSIS] BMO Air Miles World MasterCard

ByMatt January 17, 2014December 6, 2016

BMO Air Miles World MasterCard is offering a 1,000 Air Mile points sign up bonus if you apply before May 31, 2014. The highlights of the card is as follows:

Avion (RBC Rewards) | AwardWallet | Membership Rewards (American Express) | Starwood Preferred Guest (Merged with Marriott Bonvoy)

The Importance of Diversification

ByMatt January 13, 2014January 16, 2020

One strategy that many have implemented is to pool all their points into one loyalty program so that they have more points to redeem for something more significant. In today’s post, I will discuss the pros and cons of having fewer loyalty programs versus many programs.