Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Credit Cards which offer Free Airport Lounge Access (updated February 8, 2023)

ByMatt

This post was due for an update. With travel pretty much back in full swing, airport lounges are filling up again, overcrowding if anything. Part of the reason is because there are quite a few credit cards out there that offer free lounge access. Even just 10 years ago, there were only a handful of Canadian credit cards that offered free lounge access. Since then, the list seems to grow longer and longer. 

Thoughts on Credit Card Surcharges

ByMatt

Back in the fall of 2022, credit card surcharge changes came into effect. Basically, Canadian businesses are now able to pass on credit card surcharge to their customers. The real question was how many merchants would decide to pass on the fee?

The new rule allows merchants to charge consumers “interchange or swipe fees” for every transaction, commonly known as payment processing fees.

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Top Credit Card for Purchasing Groceries (updated on February 6, 2023)

ByMatt

Several major grocery chain stores in Canada had a price freeze on their in-house products, such as Loblaws’ No Name brand. The price freeze was to help shoppers offset against the high inflation between October 17, 2022 and January 31, 2023. This month, we are back to free for all. Today, let’s re-visit the best credit cards, along with some calculations (found below each credit card) to use on grocery spending.

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Top Credit Card Higher than Normal Sign Up Bonuses for February 2023

ByMatt

Beginning this month, I will attempt to put a commentary below each credit card instead of writing a summary at the top. Over time, I will look at expanding my commentary more.

This post is designed to list all the temporary higher than normal sign up bonus offers across the country. The cards are listed by expiry dates, with the ones expiring first at the top. If there is a tie-break in terms of expiry date, then it is sorted in alphabetical order.

Rundown of Porter Airlines’ VIPorter (updated February 4, 2023)

ByMatt

It has been a 4 years since I last wrote about Porter Airlines’ loyalty program ,VIPorter. As such, we are way overdue for an update, especially with all the major changes that kicked in this month.

The way these posts work is that we do a rundown of the key factors of its loyalty program to determine whether it is worthwhile to stockpile points with them.

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Current 10% and Above Cash Back Offers for January 2023

ByMatt

For this month, Tangerine extended its offer that expired last month to expire this month instead. The rest of the offers remain the same. 

Keep in mind that we still have the Top Cash Back Credit Cards page, which includes permanent and temporary offers if you wish to see a more complete list of cards, not just cards that offer at least 10% cash back.

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Top Credit Card Higher than Normal Sign Up Bonuses for January 2023

ByMatt

For this month’s list, quite a few offers (between Scotiabank and TD) expired on January 3, 2023. While National Bank and RBC have promotions expiring before the end of the month. Scotiabank pushed its offer till the end of the month, while TD modified some of their offers and now expiry in May. 

Fresh Insights: How Airport Lounge Operators Can Minimise Overcrowding and Enhance Guest Enjoyment

ByMatt

As a frequent flyer, you probably know how important it is to find a quiet and comfortable spot to relax before your flight. Airport lounges can be a great option for this, with their comfortable seating, free food and drinks, and access to amenities like showers and charging outlets.