American Express (AMEX)

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Top No Annual Fee Credit Cards (other than cash back)

I previously wrote about the top “cash” back no annual fee credit cards in Canada. Below are the top other types of no annual fee credit cards. Keep in mind that these credit cards are specific to a loyalty program. So unless you use these programs, you’re better off getting a cash back credit card instead.

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[HOTEL] Expiry Policies (November 25, 2013)

The question usually is, do we just pay for the cheapest option out there or do we want to bank all our points into one account? Often times, we do not even want to collect hotel loyalty points because of…

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[ANALYSIS] American Express Platinum Card

If there is one absolute best Canadian travel credit card out there, the American Express Platinum Card might be it. The catch is, it is only the best credit card if you maximize all the perks. This card earns you Membership Rewards points that do not expire so long as you have a credit card that collects Membership Rewards. Here are the highlights of the card:

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[PROMOTIONS] Air Miles, Shoppers Optimum, Via Rail (expired)

We just wrote about the Aeroplan conversion bonus. For all you AMEX Air Miles credit card holders, this promotion is a must. Between November 12 and 19, 2013, you can enroll your Air Miles Collector Number and earn 125 bonus…

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[TRAVEL] Best Travel Credit Card

If you are a frequent traveler outside of Canada we have very slim pickings on what is available to us. But there are still some hidden gems out there. Please keep in mind that the suggestions below are for frequent flyers (I would say at least 5 or more trips per year outside of Canada).

First of all, if you plan on renting a car or buying a flight ticket, I recommend using some of the top travel rewards credit cards that have good travel insurance coverage. My top picks are:

American Express

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Top No Annual Fee CASH BACK credit cards in Canada

There is no absolutely one best no annual fee credit card for all type of purchases in Canada. It highly depends on your spending habits and how much hassle the rewards system is for each credit card. Ideally, it would…

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[ANALYSIS] The AMEX SPG Preferred Guest Credit Card

Currently, AMEX is running a 21,000 Starpoints sign up bonus if you have a friend or family member who can refer you the card. Otherwise, the regular sign up bonus is only 10,000. So far, this is the highest sign up bonus seen for this credit card, so if you have been wanting to sign up for this card, this would be a good time. Though I still prefer waiting for the first year annual fee to be waived before signing up for any credit card. I actually prefer having a smaller sign up bonus if it meant that the annual fee was waived. That being said, the annual fee can still be worth it depending on your spending habits.