Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.
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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 12, 2022)

ByMatt

For the most part, 2022 was a relatively quiet year in terms of changes to the credit card industry (in terms of permanent offers). There was a significant amount of all-time high sign up bonuses, which do not factor into our ranking system. Our rankings are based on the intention of retaining credit cards for the long term, not based on churning.

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RBC Potentially Buying out HSBC Canada

ByMatt

Royal Bank of Canada (RBC) is looking to complete a mega deal by purchasing HSBC Canada, who has 130 branches and 4,200 full time employees in Canada servicing some 780,000 customers. This massive deal can come out to $13.5 billion CAD. There are going to be a lot of hurdles along the way before this gets finalized. But if it has been announced in the news, it usually means that it is moving along.

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Best Current First Year Fee Waived Cards for November 2022

ByMatt

For this month, you will notice that all the current offers run well into 2023, aside from Brim Financial. All previous offers that were scheduled to expire in 2022 where slightly modified and extended into 2023.

Limited Time First Year Fee Waived Offers

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[DISCONTINUED] MBNA Best Western MasterCard

ByMatt

This year started out strong with all-time high sign up bonuses from various credit card issuers. Unfortunately, it is starting to look like we are closing out the year on a low note. Earlier today, we published a post regarding the end of the MBNA Alaska Airlines cards. Now we are writing a separate post on one of my personal favourites, MBNA Best Western MasterCard, who is also coming to an end.

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[DISCONTINUED] MBNA Alaska Airlines Mastercards

ByMatt

Yikes! Another one bites the dust. Most of you probably already heard about this, so today, now that the dust has settled a bit, I will chime in my 2 cents on what happened.

Before I continued, just know that if you are an existing MBNA Alaska Airlines MasterCard holder, you are still safe. Unfortunately, MBNA has decided to discontinued their MBNA co-branded Alaska Airlines cards.

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Current 10% and Above Cash Back Offers for November 2022

ByMatt

For this month, there were quite a few changes relatively speaking. First of all, most of the previous month expiring offers were extended by a few months longer. The BMO Business and Tangerine offers will be coming to an end before it makes it to the next monthly list. Also, we added the Rogers Connections card in the permanent offers section.

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[PROMOTION] 30% Transfer Bonus to British Airways Avios (Last Chance)

ByMatt

RBC is offering a 30% transfer bonus to British Airways’ Executive Club, which is the same offer from just over a year ago. Conversion bonuses are an amazing way to boost your accounts without any extra cost or effort (aside from having the points readily available).