Author: Matt

Matt has been an avid points collector since 1992 (an elementary school student), when his dad signed up for the new (at the time) Air Miles program. Since then, Matt took a keen interest in learning how the miles and points world works. He quickly found out that there is a lot of value in leveraging miles and points to fund his passion for travelling.

What is a Good Credit Score and How Can You Maintain It?

ByMatt

Today we feature guest writer Jason O’Brien from SMB Compass who will be explaining how to keep credit scores up, specially for small businesses. Thank you Jason and keep up the good work on your endeavors!

If you’re a small business owner seeking financing, your credit score will play a big role in the loan application process. In fact, it’s one of the first things that banks, alternative lenders, and credit unions look at when evaluating your company’s qualification. Although some lenders will allow you to borrow money with a less than ideal credit score, maintaining a good credit standing increases your chances for being approved and receiving better loan terms from lenders.

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Top Cash Back Credit Card Offers for December 2020

ByMatt

There are not many current higher than normal cash back bonuses, we’ve trimmed down to 4 cards left on this list, with the Scotia Momentum Visa Infinite Card promotion expiring first. Keep in mind that this monthly post only includes temporary offers with higher than normal cash back offer. We have a list of ongoing offers in the Top Cash Back Credit Cards page with a more complete list.

Top no annual fee cash back credit card offers for December 2020

Updated “Understanding Credit Cards” Due to Changing Times

ByMatt

We generally have 2 types of article, posts (more date sensitive) and pages (more up to date information). Posts are what we publish regularly that is date stamped. So the information provided in the post, is date sensitive. However, the ongoing updated pages are found on the menu bar. These pages are updated regularly, so you will not see the historic information, as they are deleted once updated.

A week ago, we updated our Pointshogger 101 page, which is really the first page that we recommend new people to read. The second page to read is the “Understanding Credit Cards” page. After reading these two pages and establishing some foundation, the main posts will make a lot more sense.

Updated Pointshogger 101 Due to Changing Times

ByMatt

With all that’s been happening in the world and more specifically in the rewards industry, it was time to revamp our Pointshogger 101 page.

Milestones

You may have noticed a theme on our site, ever so often, there are so changes to the industry. So keeping up with the changes is an ongoing topic. Here are some of our previous posts that highlighted a milestone in the industry:

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Ranking the Credit Card Portfolios of Each Canadian Financial Institutions (updated December 1, 2020)

ByMatt

It has been 8 months since our last update. Can you believe it, 8 months ago we were already dealing with lockdowns.

Suffice to say, there has been some major changes to the industry since then, namely, Capital One slowly shutting things down, along with Aeroplan’s launch of new co-branded cards. Even so, you will notice most of the ranking changes from the middle to the end of the list. 

So Does Canada Have a Travel Ban?

ByMatt

The Canadian Government has lots of information regarding who is permitted to travel to and from Canada (along with exceptions). There seems to be a lot of information to sort through. But let’s dig a little deeper as we hope to demystify the whole “travel ban” in place.

We will avoid being political in this post. This post is suppose to be as neutral as possible, but also highlights open-ended questions for food for thought. Feel free to share your thoughts in the comment section below! 

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[PROMOTION] Last Chance for Aeroplan Black Friday Bonus Opportunities

ByMatt

Air Canada’s Aeroplan program is offering a wide variety of Black Friday bonuses. This is a great way to rack up more points for things that you plan on purchasing anyway. In some cases, you may want to advance your purchase that you were planning to take advantage of the offers available. Furthermore, there are discounts to reward redemptions too. 

The promotion period started on November 19, 2020 and runs until tomorrow, November 29, 2020. So this is the last chance to take advantage.

Below are some of the offers to look forward to: